Having a low credit score can make it difficult to obtain auto financing in Indianapolis, but now individuals of all financial histories have hope. At DriveTime dealerships, customers with low or no credit have access to several used vehicle options - including cars, trucks, and vans - to meet their unique needs. Despite financial troubles in the past, poor credit auto financing dealers are ready to help you drive home happy today.
Unfortunately, the majority of Indianapolis auto financing dealers talk the talk - but don’t walk the walk - when it comes to meeting the needs of their customers. They stock their lots with “bottom of the barrel” vehicles unlikely to last the length of their loans. DriveTime dealers carefully selects used vehicles and treats every vehicle with a pre-purchase inspection*. When customers arrive at the lots, there are two paths they can take, either vehicle shopping or financing-based recommendations, the latter is what we recommend.
At DriveTime, we believe obtaining Indianapolis auto financing should be possible for anyone with a steady income and the ability to pay. Regardless of your past credit problems or lack of credit history, we will work with you to determine which vehicles and financing plans work best fit your budget. Then, we will help you set up financing with a payment schedule to help you establish more credit history.
At DriveTime, poor credit auto financing is a means to an end. We help you get into the car you need while simultaneously reporting your payment history on your auto financing. We report all our auto financing customers to all 3 credit bureaus on a regular basis. Customers who have more positive, on-time payment history may increase their credit score, opening door for new financing options.
* DriveTime is not able to make safety recall repairs, so vehicles may be subject to open recalls. Visit http://www.safercar.gov/ for more information about recalls.