As you search for a used car, you may wonder which of the many Bakersfield “tote the note” dealers is right for you. Although they go by many terms, “tote the note” businesses all offer customers with poor or no credit – or those without adequate employment – car loans without the credit or income checks traditional car dealerships impose. These companies show up most often in less fortunate neighborhoods, as this is the demographic they serve.
If you’ve had experience dealing with Bakersfield dealers offering tote the note financing, you understand that these offers aren’t everything they’re cracked up to be. While they do allow customers with bad credit the chance to get into a vehicle, they may be doing so with low quality cars and trucks. If you have bad credit history but still want a vehicle with benefits like a pre-purchase multi-point inspection* with an included 30-day/1,500 mile limited warranty, don’t go with Bakersfield tote the note dealers; choose DriveTime!
One of the major drawbacks to Bakersfield dealers with tote the note financing is a serious lack of flexibility. While they do offer easy financing to those with bad credit, they are usually accompanied by shady terms. That’s because they may be skating around financing regulations set by the government to protect you, the consumer. At DriveTime, we are not a Bakersfield tote the note dealer, meaning we will work within the laws to get you into a car with fair financing.
Considering applying for tote the note financing in Bakersfield? Experience the refreshing difference DriveTime has to offer. We multi-point inspect* every vehicle pre-purchase that we sell and back them up with a 30-day/1,500 mile limited warranty and 5-day no-hassle return policy. Our financing options rival Bakersfield tote the note dealers with easy and affordable payment arrangements. Before you know it, you’ll be driving home in the car of your dreams and building upon your credit history.
* DriveTime is not able to make safety recall repairs, so vehicles may be subject to open recalls. Visit http://www.safercar.gov/ for more information about recalls.