Individuals who have had credit problems – or who have not yet established credit – may consider Birmingham dealers with “tote the note” financing for their next car purchase. These establishments often advertise themselves as “Buy Here, Pay Here” dealerships, where customers can make payments directly to the seller. Often, “tote the note” dealers set up in low-income neighborhoods where people are most likely to have credit or income difficulties, as these consumers are prime “tote the note” customers.
While they are a welcome relief for those with bad credit, it’s often difficult to find high quality vehicles at Birmingham tote the note dealers. That’s because they usually reserve the lowest tier vehicles for tote the note financing, despite their supposed trust in the fiscal responsibility of customers. Before you shop elsewhere, check out DriveTime’s financing options and vehicles. We think you might find a better deal than what’s available at tote the note dealers in Birmingham.
The flexibility of payment options at Birmingham dealers with tote the note financing are often considerably less than at used car dealerships like DriveTime. Tote the note dealerships typically only accept in-house payments, removing the customer’s ability to leave on extended vacations, move cities or avoid the embarrassment of getting caught by a friend making a payment. Conversely, DriveTime offers a wide range of payment options to meet the unique needs of our customers.
While we love what Birmingham tote the note dealers do for those with bad credit history, it’s worth noting that DriveTime may be a better option. While we do not offer tote the note financing in Birmingham, we do offer easy approvals, flexible payment options, a good selection of cars and trucks, 30-day/1,500 mile limited warranty, and friendly return policies. These are all options you won’t often find when searching for tote the note financing.
* DriveTime is not able to make safety recall repairs, so vehicles may be subject to open recalls. Visit http://www.safercar.gov/ for more information about recalls.