Individuals who have had credit problems – or who have not yet established credit – may consider Charleston dealers with “tote the note” financing for their next car purchase. These establishments often advertise themselves as “Buy Here, Pay Here” dealerships, where customers can make payments directly to the seller. Often, “tote the note” dealers set up in low-income neighborhoods where people are most likely to have credit or income difficulties, as these consumers are prime “tote the note” customers.
If you’ve had experience dealing with Charleston dealers offering tote the note financing, you understand that these offers aren’t everything they’re cracked up to be. While they do allow customers with bad credit the chance to get into a vehicle, they may be doing so with low quality cars and trucks. If you have bad credit history but still want a vehicle with benefits like a pre-purchase multi-point inspection* with an included 30-day/1,500 mile limited warranty, don’t go with Charleston tote the note dealers; choose DriveTime!
While Charleston dealers with tote the note financing offer financing opportunities to those with bad credit, it often comes at the expense of high interest rates and low quality vehicles. At DriveTime, we do not associate as an Charleston tote the note dealer, and we also offer flexible financing and several payment options.
At DriveTime, we do our best to provide a large selection of vehicles and financing options, than local Charleston tote the note dealers. In addition to helping customers obtain affordable and flexible financing, we stock our lot with a great selection of vehicles to choose from. We stand behind our products and service, as evidenced by our DriveTime difference, including a complimentary 30-day/1,500 mile limited warranty and 5-day no-hassle return guarantee.
* DriveTime is not able to make safety recall repairs, so vehicles may be subject to open recalls. Visit http://www.safercar.gov/ for more information about recalls.