Individuals who have had credit problems – or who have not yet established credit – may consider Corpus Christi dealers with “tote the note” financing for their next car purchase. These establishments often advertise themselves as “Buy Here, Pay Here” dealerships, where customers can make payments directly to the seller. Often, “tote the note” dealers set up in low-income neighborhoods where people are most likely to have credit or income difficulties, as these consumers are prime “tote the note” customers.
One common problem with Corpus Christi tote the note dealers is the quality (or lack thereof) of the vehicles they stock. Often, these cars carry high mileage and suffer from significant maintenance and repair issues. They may have been reconstructed after severe accidents and present alignment or other structural issues. However, Corpus Christi dealers with tote the note financing often highly inflate vehicle prices beyond what their condition indicates.
One of the major drawbacks to Corpus Christi dealers with tote the note financing is a serious lack of flexibility. While they do offer deals to those with bad credit, they are usually on horrible terms. That’s because they typically only accept in-house payments with high interest rates. At DriveTime, we are not a Corpus Christi tote the note dealer, meaning we can work with third party financing companies to find you the lowest payment available.
Considering applying for tote the note financing in Corpus Christi? Experience the refreshing difference DriveTime has to offer. We have thoroughly inspected and repaired our high-quality used vehicles and back them up with a 30-day warranty and 5-day return policy. Our financing options blow Corpus Christi tote the note dealers out of the water with easy and affordable payment arrangements. Before you know it, you’ll be driving home in the car of your dreams and building better credit.