As you search for a used car, you may wonder which of the many Fresno “tote the note” dealers is right for you. Although they go by many terms, “tote the note” businesses all offer customers with poor or no credit – or those without adequate employment – car loans without the credit or income checks traditional car dealerships impose. These companies show up most often in less fortunate neighborhoods, as this is the demographic they serve.
If you’ve had experience dealing with Fresno dealers offering tote the note financing, you understand that these offers aren’t everything they’re cracked up to be. While they do allow customers with bad credit the chance to get into a vehicle, they may be doing so with low quality cars and trucks. If you have bad credit history but still want a vehicle with benefits like a pre-purchase multi-point inspection* with an included 30-day/1,500 mile limited warranty, don’t go with Fresno tote the note dealers; choose DriveTime!
As you consider obtaining tote the note financing in Fresno, beware of the lack of payment options you may receive at one of these dealerships. Due to their “buy here, pay here” ethos, Fresno tote the note dealers usually do not work with any outside financing companies with several payment options but rather force customers to repay their loan in person. At DriveTime, however, we care about your success and understand your busy schedule. Our payment options include autopay, call in payments, online payments, and pay in person at any Walmart!
While we love what Fresno tote the note dealers do for those with bad credit history, it’s worth noting that DriveTime may be a better option. While we do not offer tote the note financing in Fresno, we do offer easy approvals, flexible payment options, a good selection of cars and trucks, 30-day/1,500 mile limited warranty, and friendly return policies. These are all options you won’t often find when searching for tote the note financing.
* DriveTime is not able to make safety recall repairs, so vehicles may be subject to open recalls. Visit http://www.safercar.gov/ for more information about recalls.