Individuals who have had credit problems – or who have not yet established credit – may consider Greenville dealers with “tote the note” financing for their next car purchase. These establishments often advertise themselves as “Buy Here, Pay Here” dealerships, where customers can make payments directly to the seller. Often, “tote the note” dealers set up in low-income neighborhoods where people are most likely to have credit or income difficulties, as these consumers are prime “tote the note” customers.
One common problem with Greenville tote the note dealers is the quality (or lack thereof) of the vehicles they stock. Often, these cars carry high mileage and suffer from significant maintenance and repair issues. They may have been reconstructed after severe accidents and present alignment or other structural issues. However, Greenville dealers with tote the note financing often highly inflate vehicle prices beyond fair market value.
The flexibility of payment options at Greenville dealers with tote the note financing are often considerably less than at used car dealerships like DriveTime. Tote the note dealerships typically only accept in-house payments, removing the customer’s ability to leave on extended vacations, move cities or avoid the embarrassment of getting caught by a friend making a payment. Conversely, DriveTime offers a wide range of payment options to meet the unique needs of our customers.
If you want flexible payment options, a 5-day return policy, optional vehicle protection plan for up to 5 year/50,000 miles, a selection of vehicles, and friendly staff, you may want to look past Greenville dealers advertising “tote the note” financing. While Greenville tote the note dealers may offer vehicles to those with bad credit history, it often comes at a huge price. At DriveTime, we offer all of the above benefits with every sale, regardless of credit history.
* DriveTime is not able to make safety recall repairs, so vehicles may be subject to open recalls. Visit http://www.safercar.gov/ for more information about recalls.