For those of you with bad credit history, shopping for a car or truck is difficult. While you may find a vehicle that fits your budget, it can be difficult to convince a dealership of your financial responsibility. At Houston tote the note dealers, bad credit history often doesn’t matter. How does it work? Houston dealers that “tote the note” are offering in-house financing, as opposed to using third party lending institutions.
If you’ve had experience dealing with Houston dealers offering tote the note financing, you understand that these offers aren’t everything they’re cracked up to be. While they do allow customers with bad credit the chance to get into a vehicle, they may be doing so with low quality cars and trucks. If you have bad credit history but still want a vehicle with benefits like a pre-purchase multi-point inspection* with an included 30-day/1,500 mile limited warranty, don’t go with Houston tote the note dealers; choose DriveTime!
As you consider obtaining tote the note financing in Houston, beware of the lack of payment options you may receive at one of these dealerships. Due to their “buy here, pay here” ethos, Houston tote the note dealers usually do not work with any outside financing companies with several payment options but rather force customers to repay their loan in person. At DriveTime, however, we care about your success and understand your busy schedule. Our payment options include autopay, call in payments, online payments, and pay in person at any Walmart!
If you want flexible payment options, a 5-day return policy, optional vehicle protection plan for up to 5 year/50,000 miles, a selection of vehicles, and friendly staff, you may want to look past Houston dealers advertising “tote the note” financing. While Houston tote the note dealers may offer vehicles to those with bad credit history, it often comes at a huge price. At DriveTime, we offer all of the above benefits with every sale, regardless of credit history.
* DriveTime is not able to make safety recall repairs, so vehicles may be subject to open recalls. Visit http://www.safercar.gov/ for more information about recalls.