For those of you with bad credit history, shopping for a car or truck is difficult. While you may find a vehicle that fits your budget, it can be difficult to convince a dealership of your financial responsibility. At Indianapolis tote the note dealers, bad credit history often doesn’t matter. How does it work? Indianapolis dealers that “tote the note” are offering in-house financing, as opposed to using third party lending institutions.
If you’ve had experience dealing with Indianapolis dealers offering tote the note financing, you understand that these offers aren’t everything they’re cracked up to be. While they do allow customers with bad credit the chance to get into a vehicle, they may be doing so with low quality cars and trucks. If you have bad credit history but still want a vehicle with benefits like a pre-purchase multi-point inspection* with an included 30-day/1,500 mile limited warranty, don’t go with Indianapolis tote the note dealers; choose DriveTime!
The flexibility of payment options at Indianapolis dealers with tote the note financing are often considerably less than at used car dealerships like DriveTime. Tote the note dealerships typically only accept in-house payments, removing the customer’s ability to leave on extended vacations, move cities or avoid the embarrassment of getting caught by a friend making a payment. Conversely, DriveTime offers a wide range of payment options to meet the unique needs of our customers.
If you want flexible payment options, a 5-day return policy, optional vehicle protection plan for up to 5 year/50,000 miles, a selection of vehicles, and friendly staff, you may want to look past Indianapolis dealers advertising “tote the note” financing. While Indianapolis tote the note dealers may offer vehicles to those with bad credit history, it often comes at a huge price. At DriveTime, we offer all of the above benefits with every sale, regardless of credit history.
* DriveTime is not able to make safety recall repairs, so vehicles may be subject to open recalls. Visit http://www.safercar.gov/ for more information about recalls.