If you have a bad credit history, it can be difficult to find a dealer that’s willing to sell you a car or truck. While the majority of dealers will turn you away, Little Rock tote the note dealers are happy to welcome you in. Little Rock dealers with tote the note financing offer customers with bad credit the chance to get into a vehicle.
One common problem with Little Rock tote the note dealers is the quality (or lack thereof) of the vehicles they stock. Often, these cars carry high mileage and suffer from significant maintenance and repair issues. They may have been reconstructed after severe accidents and present alignment or other structural issues. However, Little Rock dealers with tote the note financing often highly inflate vehicle prices beyond fair market value.
One of the major drawbacks to Little Rock dealers with tote the note financing is a serious lack of flexibility. While they do offer easy financing to those with bad credit, they are usually accompanied by shady terms. That’s because they may be skating around financing regulations set by the government to protect you, the consumer. At DriveTime, we are not a Little Rock tote the note dealer, meaning we will work within the laws to get you into a car with fair financing.
If you want flexible payment options, a 5-day return policy, optional vehicle protection plan for up to 5 year/50,000 miles, a selection of vehicles, and friendly staff, you may want to look past Little Rock dealers advertising “tote the note” financing. While Little Rock tote the note dealers may offer vehicles to those with bad credit history, it often comes at a huge price. At DriveTime, we offer all of the above benefits with every sale, regardless of credit history.
* DriveTime is not able to make safety recall repairs, so vehicles may be subject to open recalls. Visit http://www.safercar.gov/ for more information about recalls.