Individuals who have had credit problems – or who have not yet established credit – may consider Louisville dealers with “tote the note” financing for their next car purchase. These establishments often advertise themselves as “Buy Here, Pay Here” dealerships, where customers can make payments directly to the seller. Often, “tote the note” dealers set up in low-income neighborhoods where people are most likely to have credit or income difficulties, as these consumers are prime “tote the note” customers.
While they are a welcome relief for those with bad credit, it’s often difficult to find high quality vehicles at Louisville tote the note dealers. That’s because they usually reserve the lowest tier vehicles for tote the note financing, despite their supposed trust in the fiscal responsibility of customers. At DriveTime, we offer better deals than tote the note financing in Louisville. We provide quality cars, quality selection, and quality deals.
As you consider obtaining tote the note financing in Louisville, beware of the lack of payment options you may receive at one of these dealerships. Due to their “buy here, pay here” ethos, Louisville tote the note dealers usually do not work with any outside financing companies to locate the most suitable payment arrangements for their customers. At DriveTime, however, we will work with our network of finance companies to find affordable payment terms that work for you.
If you want flexible payment options, generous return policies, extended warranties, quality vehicles, and friendly staff, you may want to look past Louisville dealers with tote the note financing. While Louisville tote the note dealers may offer vehicles to those with bad credit history, it often comes at a huge price. At DriveTime, we offer all of the above benefits to every individual, regardless of credit history.