For those of you with bad credit history, shopping for a car or truck is difficult. While you may find a vehicle that fits your budget, it can be difficult to convince a dealership of your financial responsibility. At Miami tote the note dealers, bad credit history often doesn’t matter. How does it work? Miami dealers that “tote the note” are offering in-house financing, as opposed to using third party lending institutions.
One common problem with Miami tote the note dealers is the quality (or lack thereof) of the vehicles they stock. Often, these cars carry high mileage and suffer from significant maintenance and repair issues. They may have been reconstructed after severe accidents and present alignment or other structural issues. However, Miami dealers with tote the note financing often highly inflate vehicle prices beyond fair market value.
As you consider obtaining tote the note financing in Miami, beware of the lack of payment options you may receive at one of these dealerships. Due to their “buy here, pay here” ethos, Miami tote the note dealers usually do not work with any outside financing companies with several payment options but rather force customers to repay their loan in person. At DriveTime, however, we care about your success and understand your busy schedule. Our payment options include autopay, call in payments, online payments, and pay in person at any Walmart!
Considering applying for tote the note financing in Miami? Experience the refreshing difference DriveTime has to offer. We multi-point inspect* every vehicle pre-purchase that we sell and back them up with a 30-day/1,500 mile limited warranty and 5-day no-hassle return policy. Our financing options rival Miami tote the note dealers with easy and affordable payment arrangements. Before you know it, you’ll be driving home in the car of your dreams and building upon your credit history.
* DriveTime is not able to make safety recall repairs, so vehicles may be subject to open recalls. Visit http://www.safercar.gov/ for more information about recalls.