For those of you with bad credit history, shopping for a car or truck is difficult. While you may find a vehicle that fits your budget, it can be difficult to convince a dealership of your financial responsibility. At Nashville tote the note dealers, bad credit history often doesn’t matter. How does it work? Nashville dealers that “tote the note” are offering in-house financing, as opposed to using third party lending institutions.

Nashville dealers with “tote the note” financing often stock cars whose quality does not match with their pricing. The vehicles frequently show signs of hard and prolonged usage, including excessive mileage, worn-out components, and damage from previous accidents. Customers who purchase cars from Nashville tote the note dealers may find themselves in unfortunate situations where their used cars wear out before they finish making payments.

The flexibility of payment options at Nashville dealers with tote the note financing are often considerably less than at used car dealerships like DriveTime. Tote the note dealerships typically only accept in-house payments, removing the customer’s ability to leave on extended vacations, move cities or avoid the embarrassment of getting caught by a friend making a payment. Conversely, DriveTime offers a wide range of payment options to meet the unique needs of our customers.

At DriveTime, we do our best to provide a large selection of vehicles and financing options, than local Nashville tote the note dealers. In addition to helping customers obtain affordable and flexible financing, we stock our lot with a great selection of vehicles to choose from. We stand behind our products and service, as evidenced by our DriveTime difference, including a complimentary 30-day/1,500 mile limited warranty and 5-day no-hassle return guarantee.

* DriveTime is not able to make safety recall repairs, so vehicles may be subject to open recalls. Visit http://www.safercar.gov/ for more information about recalls.