Individuals who have had credit problems – or who have not yet established credit – may consider Richmond dealers with “tote the note” financing for their next car purchase. These establishments often advertise themselves as “Buy Here, Pay Here” dealerships, where customers can make payments directly to the seller. Often, “tote the note” dealers set up in low-income neighborhoods where people are most likely to have credit or income difficulties, as these consumers are prime “tote the note” customers.
If you’ve had experience dealing with Richmond dealers offering tote the note financing, you understand that these offers aren’t everything they’re cracked up to be. While they do allow customers with bad credit the chance to get into a vehicle, they do so with low quality cars and trucks. If you have bad credit history but still want a good quality vehicle, don’t go with Richmond tote the note dealers; choose DriveTime!
While Richmond dealers with tote the note financing offer a wonderful opportunity to those with bad credit, it often comes at the expense of high interest rates and low quality vehicles. At DriveTime, we are not associated with Richmond tote the note dealers, which means we can offer flexible financing and payment options. We will work with third party companies and won’t rest until you have the best possible deal on the market.
If you want flexible payment options, generous return policies, extended warranties, quality vehicles, and friendly staff, you may want to look past Richmond dealers with tote the note financing. While Richmond tote the note dealers may offer vehicles to those with bad credit history, it often comes at a huge price. At DriveTime, we offer all of the above benefits to every individual, regardless of credit history.