As you search for a used car, you may wonder which of the many South Bend “tote the note” dealers is right for you. Although they go by many terms, “tote the note” businesses all offer customers with poor or no credit – or those without adequate employment – car loans without the credit or income checks traditional car dealerships impose. These companies show up most often in less fortunate neighborhoods, as this is the demographic they serve.
One common problem with South Bend tote the note dealers is the quality (or lack thereof) of the vehicles they stock. Often, these cars carry high mileage and suffer from significant maintenance and repair issues. They may have been reconstructed after severe accidents and present alignment or other structural issues. However, South Bend dealers with tote the note financing often highly inflate vehicle prices beyond fair market value.
While South Bend dealers with tote the note financing offer financing opportunities to those with bad credit, it often comes at the expense of high interest rates and low quality vehicles. At DriveTime, we do not associate as an South Bend tote the note dealer, and we also offer flexible financing and several payment options.
At DriveTime, we do our best to provide a large selection of vehicles and financing options, than local South Bend tote the note dealers. In addition to helping customers obtain affordable and flexible financing, we stock our lot with a great selection of vehicles to choose from. We stand behind our products and service, as evidenced by our DriveTime difference, including a complimentary 30-day/1,500 mile limited warranty and 5-day no-hassle return guarantee.
* DriveTime is not able to make safety recall repairs, so vehicles may be subject to open recalls. Visit http://www.safercar.gov/ for more information about recalls.