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Philadelphia Buy Here Pay Here Dealership

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From flexible financing to expert dealership guidance, DriveTime helps drivers across the Greater Philadelphia tri-state area—spanning from Pennsylvania, New Jersey, and Delaware—find and finance their used car. Our local team of experts help customers understand their financing options and choose the right car with confidence. Explore nearby Buy Here Pay Here car dealerships—conveniently located near major roads like Roosevelt Blvd and I-95—and see what makes DriveTime one of the nation's leading used auto dealers.

Philadelphia Buy Here Pay Here FAQ

At DriveTime, you can get approved online with no hit to your credit* —and we look at more than just credit when making approval decisions.

Minimum down payments vary based on the car you choose and your financing terms. Some auto dealers start as low as $500 down, while others may have different requirements. At DriveTime Philadelphia, you can find flexible financing options and see if you qualify for $0 down.

Buy Here Pay Here car dealerships, including DriveTime Philadelphia, typically offer a wide selection of used cars, trucks, and SUVs. Inventory changes often, so it's worth checking online to see what's available near you .

DriveTime has a 99% approval rate for car financing and works with drivers in Philadelphia who have all types of credit backgrounds. This includes shoppers with bad credit or little to no credit history.

Your minimum down payment typically depends on your financing terms and the car you choose, but you can put more towards your down payment to help lower your monthly payments. Getting approved at DriveTime Philadelphia means you can shop with real terms on every car in our online inventory .

You have several options to help lower your down payment . You can verify your income, use your current car as a trade-in or even add a co-buyer. Our customers save an average of $1,000 on down payments compared to other dealers.**

What Our Customers Say

DriveTime has helped more than 4 million drivers get approved since 2002 and sold over 1 million used cars nationwide. With thousands of vehicles available across the country—including in Philadelphia—we make car buying easy wherever you are.

How Buy Here Pay Here Works

Buy Here Pay Here auto financing means DriveTime Philadelphia helps you purchase and finance your vehicle directly—without third-party banks or outside lenders. Our in-house financing approach makes approvals easier for drivers, including those with bad or little to no credit history.

After getting approved, you can start shopping our wide inventory of used cars, trucks, and SUVs. Once you find the right car online, you can customize your deal and save it so our local dealership experts in Philadelphia can pick up where you left off.

DriveTime is a Buy Here Pay Here auto dealer in Philadelphia offering in-house financing and flexible options for drivers of many credit backgrounds. With car lots across Philadelphia—including Plymouth Meeting, New Castle, and Allentown—we help simplify the car-buying process through in-house financing and local support every step of the way.

Why Millions Choose DriveTime

  • 99% approval rate
  • View real terms and customize your deal before visiting your local DriveTime dealership
  • Multiple car lots across the Greater Philadelphia area to test drive the cars you saw online
  • Free AutoCheck Vehicle History Report on every car purchase
  • 30-day/1,500-mile limited warranty
  • 5-day return guarantee

Still have questions? We'll walk you through every step of the approval process. Call 1-888-418-1212

*The initial website inquiry will be a soft pull that will not affect your credit score. If you choose to finance with DriveTime after receiving your offer, prior to sale completion, you will be required to authorize a hard pull for a full credit report inquiry, and it may impact your credit score. Exact deal terms, including vehicle price, down payment, monthly payment, interest rate, term and payment frequency, may vary based on: (1) vehicle selection, location, and availability; (2) optional selection of voluntary protection products; (3) dealership verification of information provided, including proof and type of income; and (4) verification of credit history.

**Average savings based on the difference between DriveTime's average required down payment and average market down payments (from a leading auto research company) for all financed 2024 vehicle sales nationwide.

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